Choosing and Using a Financial Planner
WHY DO I NEED A FINANCIAL PLANNER?
No one is going to plan a secure financial future for you – not the government, not your employer, not your parents. The ultimate responsibility for planning your financial future is with you! So … with something as important as your financial present and future, it makes sense to seek the help of a professional. The right financial advisor can be invaluable to you in dealing with such a complex and emotional subject as your finances.
HOW DO I CHOOSE A FINANCIAL PLANNER?
There are several ways to go about choosing a financial planner:
Once you've gathered names, you will want to interview financial planners.
Following a few steps will help you in this part of the process:
After your interview, consider the following:
Once you have checked references and compiled information you will be ready to make a choice of the financial planner who will give you the full time and objective attention that you deserve.
NOW I HAVE MY PLANNER, WHAT SHOULD THEY BE DOING FOR ME?A financial planner, working hard for you, should do the following:
FINALLY – MAINTAIN A STRONG RELATIONSHIP WITH YOUR PLANNER
A successful relationship requires attention and clear communication. Remember that your financial planner may be the expert, but you are the boss, so don't hesitate to call with questions or concerns – it's your money!